Mortgage Pre-Qualification vs. Pre-Approval - Understanding the Difference
1:16
bankofamerica.com
Mortgage Pre-Qualification vs. Pre-Approval - Understanding the Difference
Taking the first step toward buying your dream home? Learn what it means to get pre-approved vs. getting pre-qualified for a mortgage so you can determine the option that works best for you.
Jun 3, 2019
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#Pre-qualification for Mortgage
Not all approval letters are created equal. 📝 While a pre-qualification gives you a ballpark number, a pre-approval means a lender has actually verified your finances and is willing to back your offer. Sellers and their agents know the difference, and when multiple offers come in, the pre-approved buyer almost always has the advantage. Getting pre-approved early shows you’re serious and ready to move forward. ✅ | Oceana Bansemer, Mortgage Consultant NMLS ID #1429554
Not all approval letters are created equal. 📝 While a pre-qualification gives you a ballpark number, a pre-approval means a lender has actually verified your finances and is willing to back your offer. Sellers and their agents know the difference, and when multiple offers come in, the pre-approved buyer almost always has the advantage. Getting pre-approved early shows you’re serious and ready to move forward. ✅ | Oceana Bansemer, Mortgage Consultant NMLS ID #1429554
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How to get a mortgage preapproval
How to get a mortgage preapproval
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