Home title lock insurance? Not a lock at all | Consumer Advice
If you’ve seen ads for home title lock insurance, they might have you worried. After all, the ads say thieves can steal the title to your home. But then the ads tell you to buy title lock insurance to …
Three Reasons Why I Don’t Recommend Title Lock Insurance
Learn why Title Lock Insurance may not be worth it. Discover key reasons to avoid it and protect your property today!
'Lock' the title to your home? Don’t take the bait. - ConsumerAffairs
Aug 27, 2024 · Stop. Take a breath. It's just a scare tactic. “First, know that ‘title lock insurance’ is not title insurance,” says Larissa Bungo, a senior attorney at the Federal Trade Commission (FTC).
Experts: Don’t waste money on ‘home title lock insurance’
Sep 4, 2024 · According to the FTC, “title lock insurance” isn’t really insurance at all, and and it wouldn’t protect you against title fraud. The service these companies are offering is to monitor your...
Title Fraud Combines Property and Identity Theft - AARP
Sep 8, 2025 · Title lock insurance, however, is basically bogus, according to the FTC: “It’s a service that claims to monitor your deed to protect you against title fraud.
Is Home Title Lock "Insurance" A Waste Of Money?
Sep 13, 2024 · The people that promote it want you to believe it is an extra safety step, similar to title insurance, but it's actually useless. It claims to protect the homeowner against title fraud but it’s not …
Home title monitoring services mislead about a rare crime - KOMO
Aug 3, 2024 · “Home Title Lock is a scam, plain and simple,” said San Francisco City Attorney David Chiu. He criticized the company for creating a “manufactured” crisis, designed to “stir up fear.”
FTC Consumer Advice - New York State Land Title Association
Aug 27, 2024 · But “title lock insurance” is different — and it’s not insurance at all. Instead, it’s a service that claims to monitor your deed to protect you against title fraud.
Do You Need Title Lock Insurance? - Bottom Line Inc
Feb 19, 2025 · According to the ads, the only way to protect yourself is to purchase title lock insurance. With a home title lock in place, the story goes, thieves won’t be able to steal your house deed and …
Home Title Lock: Is It the Same As Home Title Insurance?
Oct 28, 2025 · Although it’s sometimes referred to as “Home Title Lock Insurance,” Home Title Lock does not offer insurance. You can think of Home Title Lock as an alarm system for your home’s title.