The NFIP provides flood insurance to property owners, renters and businesses, and having this coverage helps them recover faster when floodwaters recede. The NFIP works with …

National Flood Insurance Program (NFIP) provides affordable insurance to property owners and encourages communities to adopt and enforce floodplain management regulations.

In the event of a flood, your NFIP policy covers direct physical losses to your structure and belongings. The NFIP offers two types of coverage; building coverage and contents coverage.

FEMA also manages a Flood Mitigation Assistance (FMA) grant program using NFIP revenues to further reduce comprehensive flood risk. Participating communities that fail to adopt FIRMs or …

NFIP Direct facilitates the issuance and administration of NFIP insurance policies on behalf of the Federal Emergency Management Agency (FEMA), part of the Department of Homeland Security.

For more information, visit FEMA's Map Service Center (MSC). The default base map conforms to FEMA's specification for horizontal accuracy. This map should be considered the best online …

3 days ago · Policy drops, lawsuits and shutdowns spotlight NFIP vulnerabilities; experts call for subsidies, longer authorizations and reforms to protect Florida homeowners and markets.

Interactive resources from the NFIP help users explore policy coverage, state and community trends and better understand the impact of major flood events.

4 days ago · WASHINGTON, D.C. – Last week, U.S. Reps. Maria Elvira Salazar (FL-27) and Kathy Castor (FL-14) reintroduced the Continuous Coverage for Flood Insurance Act, …

Dec 11, 2025 · The National Flood Insurance Program Automatic Extension Act of 2025 ensures that the NFIP automatically continues its core operations even if Congress misses a scheduled …