Keeping credit cards open as long as possible can boost your credit score in two different ways. Longtime cardholders may get better terms from their credit card issuer. Sometimes it makes sense to ...

There’s no limit to how long you can keep your credit card open. Closing a credit card can decrease the average age of your credit history and increase your credit utilization ratio — both of which ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Some people wrongly think a credit freeze means they can no longer use their own credit cards. A credit freeze will stop crooks from opening new credit cards or loans in your name. Consumers are ...

As you go about your Black Friday and Cyber Monday shopping, you might be drawn to store cards. These credit cards frequently come with enticing offers and immediate discounts, which can be tempting ...

Here are the 5 BEST credit cards for beginners in 2020. I’ll be focusing exclusively on the best cash back credit cards that ...

Although most of us think of the typical scam victim as an older person, according to the Federal Trade Commission (FTC), in 2024 alone, 21,420 reports of identity theft involved victims aged 19 and ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. With the average American household with ...

Your personal information is valuable. If criminals get their hands on it, they can — among other things — open credit cards while pretending to be you. Then it's up to you to shut down ...

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Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for ...