Life insurance pays a death benefit to your beneficiaries when you die. AD&D insurance pays a lump sum if you suffer an injury or die due to a cause specified in your policy, such as a loss of a limb ...

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

It's never too early or too late to review your personal finances. This can involve opportunities to save, reduce debt or even boost your economic protections. When it comes to the latter, it helps to ...

When it comes to protecting the people who depend on you, life insurance is crucial. It's a smart way to ensure that your loved ones will be taken care of in the event of your death. Once the amount ...

Term life insurance offers affordable coverage for a set period — here's how it works and when it makes sense to buy a policy ...

Stranger-owned life insurance involves buying a policy on someone you don't know and is generally illegal. Learn why this ...

No one likes to think about the day when they or their loved ones will die, but it’s an important part of your finances. Life insurance can help to ease any concerns about what will happen financially ...

Group life insurance covers a number of people under a single policy. It's usually offered through a job, union or other professional association and provides much less coverage than a policy you'd ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Simplified issue life insurance is designed for adults in need of coverage quickly and people with health issues that may prevent them from obtaining other types of life insurance. Applicants must ...

Kimberly Lankford is an insurance staff writer at Buy Side. Edited By Written by Staff Deputy Editor, Buy Side Les Masterson is a staff Deputy Insurance Editor at Buy Side and has over 10 years of ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Corporate-owned life insurance (COLI) is life ...