Rather than pay an insurance company for coverage, some businesses opt to put aside funds and insure themselves.

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

Self-employed business insurance offers a safety net with financial protection in case you experience unexpected lawsuits, property damage or other liabilities.

(Washington, D.C.) – A new research report published today by the Employee Benefit Research Institute examining trends in self-insured health plans found an increase in self-insurance among small to ...

If you’re self-employed, being unwell or in pain and waiting for hospital treatment could lead to a loss of earnings for your business if you can’t work – a double whammy. That’s where private medical ...

Editor’s note: This article, distributed by The Associated Press, was originally published on The Conversation website. The Conversation is an independent and nonprofit source of news, analysis and ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

The benefits of being self-employed can include the flexibility to work when and where you want to generate your own income. On the flipside, perks available to many employees, such as employer ...

Learn how aggregate excess insurance limits policyholder payouts and protects against unexpected claims. Discover its workings and benefits for self-insured companies.

Insurance is often a necessity—an expensive necessity. Car insurance averages $1,718 annually for full coverage, health insurance can cost more than $1,000 a month depending on your age and ...