Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a ...

CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...

A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a ...

The best short-term CD rates can help you reach your savings goals faster.

The Federal Reserve's decision to maintain its benchmark rate for the third consecutive meeting offers a period of stability for savers. This decision, which came amid growing concerns about potential ...

Certificates of deposit continue to offer some of the most competitive returns available today, with top rates of up to 4.35% APY across various terms. CDs are like a financial safety net: Once you ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. The best one-year CD rates are currently competitive with longer-term CD rates. Short-term CDs can capture higher-than-average ...