A quarter-point change in interest rates might seem insignificant, but for homeowners and buyers, it can reshape their entire financial landscape. That tiny percentage affects monthly payments, total ...

Mortgage and refinance interest rates today, January 7, 2026 and will it fall more soon remains a key question for buyers and ...

After a lengthy pause, the Federal Reserve on Sept. 17 announced a quarter percentage point cut to its benchmark interest rate. Economists say it is likely the first in a series of reductions that ...

SALT LAKE CITY — Mortgage rates just hit a three-year low, but it's not yet clear whether that decline will continue now that the Federal Reserve's benchmark interest rate has been cut by a quarter ...

While today's mortgage interest rates are much higher than they were at the beginning of the decade, when they hovered near record lows during the pandemic, the reality is that they're not far off the ...

Being approved for a $40,000 line of credit isn't always easy. And, right now, with the average credit card interest rate just under a recent record high, it isn't exactly cheap either. Before getting ...

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...