Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Discover how contingent commissions work in insurance, why they cause conflict, and their history, offering insights into regulations and ethical practices.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Brokers help find and recommend insurance policies by assessing client needs and researching options. Brokers are distinct from agents as they can't bind coverage; they facilitate policy application.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

You should use a health insurance broker if you want guidance and advice when shopping for coverage. Health insurance brokers are licensed to help you shop for and buy health insurance plans. Brokers ...

When obtaining excellent health insurance benefits for their employees, many businesses opt to work with a professional employer organization while others prefer dealing with a broker. Learn how to ...