A new report from the Federal Reserve Bank of Boston shows that people spend less when credit card APRs increase—especially ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.

The Chase Slate offers a strong 0% intro APR offer on both purchases and balance transfers. It's our top pick for paying off ...

CNBC Select has named the top debt relief companies that can negotiate with your creditors to lower your bills.

Credit card debt can feel overwhelming, no matter how much money you make. And if your income barely covers your expenses, it may seem like there’s no way to eliminate that debt. But if you can set ...

A balance transfer credit card allows you to transfer the debt balance from other credit cards onto a single card. While there is typically an upfront fee, most balance transfer cards offer a low ...

On a $10,000 credit card balance, your first minimum payment is $200 -- and $175 of it is interest. Here's why the math is so hard to escape.

Question: “ I have over $4K in credit card debt which I’m trying to pay off. I also have student loan debt that started at $25K but is now $29K. Should I start doing some investing to make money to ...

When struggling with debt, it's tempting to use your retirement savings to help pay off outstanding balances. However, there may be penalties, taxes and other drawbacks. Before using your 401(k) ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...