Applying at age 70 maximizes your monthly payout, but claiming early could provide advantages that can’t be quantified on a ...

I write a column similar to this one every January. But I don't mind plagiarizing myself because it contains a very important ...

Working a lifetime typically pays off when people reach retirement age and can enjoy the benefits they've accumulated over ...

Retiring early can be an attractive option for many, but before taking the plunge, there’s one important question to consider: how does early retirement affect Social Security benefits? In this client ...

Q: I will be 65 years old soon. Do I have to wait for my Medicare until age 70 if I am going to wait until age 70 to start my retirement benefit? A: Even if you have decided to wait until after you ...

It sometimes seems like almost everyone pushing retirement age today thinks he or she wants to employ the “file and suspend” strategy to maximize his or her Social Security benefits. Not a day goes by ...

Are you one of the many employees being offered early retirement who are still years away from their Minimum Retirement Age (MRA) which is age 57 if you were born in 1970 or later? If so, you may be ...

This week I try to address some of the questions that have been raised during these unusual times for federal retirement planning and decision-making. There have been a lot of questions from employees ...