Retail payments have changed significantly over the past few years. What was once a simple swipe-and-sign process has evolved ...

Cross River Bank (“Cross River”), a technology infrastructure provider that offers embedded financial solutions, has launched its new Advanced Authorization model that redefines how fintechs and ...

A credit card authorization form allows a merchant to charge your credit card at a later date. You can use one to formally verify payments like monthly bills, hotel incidentals or charges on ...

Transaction failures are unfortunately a common experience in e-commerce. Retailers need a strategy to get past this "digital last mile" and improve user experience and authorization rates. This ...

The Central Bank of Nigeria, CBN, has introduced fresh measures aimed at improving the reliability and security of foreign-issued payment card usage across the country, directing banks and other ...

The Central Bank of Nigeria (CBN) has ordered banks and other financial institutions to introduce multi-factor authentication (MFA) for transactions conducted with foreign-issued payment cards, in a ...

UAE banks are phasing out SMS OTPs for online card payments starting January 6, 2026, due to security risks like SIM-swapping ...

From January 6, 2026, major banks in the UAE will no longer send one‑time passwords by text message for online card ...