A 0% intro APR credit card can be a financial blessing or a debt trap. Here's what to avoid so you actually get ahead, not ...

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...

APR is deliberately confusing and compounds daily. Read disclosure boxes, use 0% offers strategically, and make multiple monthly payments to minimize interest costs. When you see "18.99% APR" ...

Minimum payments barely chip away at your balance and allow interest to pile up. Neglecting ways to reduce your interest, like 0% APR periods, hardship programs or rate negotiations, can be costly.

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...

Many credit card companies offer an introductory 0% APR for the first 12 to 24 months of opening a card. This offer allows people to accumulate debt without worrying about interest, but their balances ...

Over 50% of Americans between ages 30 and 60 carry a credit card balance from month to month, according to Federal Reserve data. That's troubling -- because those balances aren't just lingering, ...

The new U.S. Bank Shield™ Visa® Card has one of the longest no-interest promotional periods available. The card offers cash back on travel purchases and charges no annual fee. But the new card lacks ...