The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a $1,000 minimum to earn the APY. The best local bank CD rate is Daniels-Sheridan ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

The best short-term CD rates can help you reach your savings goals faster.

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

CD rates have started to slide, and the trend may just be getting started. After the Fed's second rate cut of the year in late October, many banks have already lowered their top APYs -- and more could ...

Every CD listed here is FDIC-insured, which means your deposits (up to $250,000 per bank) are protected. The best fit depends on two things: how long you're willing to lock up your money, and how much ...

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...